Destination Switching

In Georgia, UnionPay cards are accepted at merchants with UnionPay signage and the ATMs f Liberty Bank, Capital Bank and Basis Bank.

UnionPay services since December, 2012
Local service hotline N/A


POS acceptance
Merchants with the signage of all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

When using co-branded cards in Georgia, cardholders cannot choose UnionPay network automatically right now. You are advised to take UnionPay cards (card number starting with 62) so as to enjoy the special offers and services provided by UnionPay.

Cash withdrawal
In Georgia, UnionPay cards are accepted at ATMs of Liberty Bank, Basis Bank and Capital Bank located in airports, railway stations, hotels and supermarkets in major cities, for withdrawing local currency (Lari). There are the signage of   on these ATMs or the ATM screen.

Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Service Center - Overseas Card-using Service - Card-using Notice". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

Charges
No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

ATM commission fee consists of two separate fees:
(1) Service fee charged by the issuer: please consult your issuer for details.
(2) Service fee charged by the ATM acquirer in Georgia: some ATMs will charge commission fee, which is charged by the local banks in Georgia and which has nothing to do with UnionPay or the issuer.

Cash withdrawal via debit card results in a lower commission fee.

Tips
Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.