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In Kazakhstan, UnionPay cards are accepted at over 80% of merchants and 80% of ATMs.

UnionPay services since October, 2006
Local service hotline N/A

POS acceptance

Merchants with the signage of all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance.

When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

Paying with UnionPay credit card at some local merchants requires no PIN. Cardholders can complete the payment following the instruction of the cashier. You can also refer to relative service guide at “
Service Center-Overseas Card-using Service- Service Guide for Overseas Using of UnionPay Credit Card without PIN”.

Cash withdrawal
In Kazakhstan, UnionPay cards are accepted at nearly 80% of ATMs of Halyk Bank, Kazkommerts bank (KAZKOM), ATF Bank, VTB Bank, and Sber Bank accept cash withdrawal and balance inquiry with UnionPay cards, and all these ATMs offer the Chinese interface. These ATMs are mainly located in airports, railway stations, hotels and supermarkets in major cities, for withdrawing local currency (Tenge). All ATMs

Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "
Service Center - Overseas Card-using Service - Card-using Notice". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

ATM location inquiry websites:
http://maps.halykbank.kz/en/
http://www.atfbank.kz/filialy/?type=atms
http://ru.kkb.kz/cards/page/Atm
https://www.sberbank.kz/en/individuals/objects?address=&in_atms=1
http://en.vtb-bank.kz/bank/address/atm/

Charges
No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

ATM commission fee consists of two separate fees:
(1) Service fee charged by the issuer: please consult your issuer for details.
(2) Service fee charged by the ATM acquirer in Kazakhstan: some ATMs will charge commission fee, which is charged by the local banks in Kazakhstan and which has nothing to do with UnionPay or the issuer.

Cash withdrawal via debit card results in a lower commission fee.

Tips
Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.