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In Kuwait, UnionPay cards are accepted at the ATMs of HSBC.

UnionPay services since April, 2009
Local service hotline N/A

Cash withdrawal

In Kuwait, UnionPay cards are accepted at ATMs of HSBC for withdrawing cash in local currency. There are the signage of on these ATMs or the ATM screen, and most of ATMs provide the interface in Chinese.

ATMs location inquiry page:
http://www.hsbc.com.kw/1/2/misc/contact-us

Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Service Center - Overseas Card-using Service - Card-using Notice". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).

Charges
No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.

ATM commission fee consists of two separate fees:
(1) Service fee charged by the issuer: please consult your issuer for details.
(2) Service fee charged by the ATM acquirer in Kuwait: some ATMs will charge commission fee, which is charged by the local banks in Kuwait and which has nothing to do with UnionPay or the issuer.

Cash withdrawal via debit card results in a lower commission fee.

Tips
Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.