Destination Switching

In Finland, UnionPay cards are accepted at merchants most frequented by tourists. Local ATMs can accept UnionPay cards for cash withdrawal in Finland.

UnionPay service since May, 2010
Local service hotline N/A

Cash Withdrawal

Local ATMs can accept UnionPay cards for cash withdrawal in Finland.
For ATM cash withdrawals with UnionPay cards while abroad, follow the stipulations set by relevant state authorities: "
Service Center - Overseas Card Using Service - Card Using Notice"; some domestic issuing banks may limit the amount of cash withdrawal per time. Please consult the issuing bank for more details. Some ATMs may set withdrawal limit per time. In this case, multiple cash withdrawals may be performed so long as the accumulative cash withdrawal limit is no more than the daily withdrawal limit.

POS acceptance
Merchants with the signage of 
 all accept UnionPay cards. Since that some of the merchants have yet to put up the UnionPay signage, cardholders may show their UnionPay cards upon the till and inquire about UnionPay acceptance. UnionPay cards are accepted for example by Helsinki Airport Duty Free, Burberry, Max Mara, Polo Ralph Lauren, BOSS, Marimekko, Scandic Hotels, Citymarket Jumbo and Intersport Mikonkatu. Most high street merchants and jewellers in downtown Helsinki accept UnionPay. You will also find the service in the ferries of Viking Line and TallinkSilja as well as the ticket office of Finnair.

When using co-branded cards, you are advised to choose UnionPay as the routing option to be benefited from the special offers and services provided by UnionPay.

No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network. The transaction value in local currency will be directly converted to RMB based on the market exchange rate.


Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.