In Cook Islands, UnionPay cards (card number starting with 62) can be used to withdraw cash from all ATMs of Westpac Bank.
In Cook Islands, UnionPay cards are accepted ATMs with UnionPay signage and ATMs of Westpac.
UnionPay services since November, 2014
Local service hotline N/A
POS acceptance N/A
In Cook Islands, UnionPay cards are accepted for withdrawing NZD at ATMs that put up or show on their screens the signage of and at ATMs of Westpac. Most ATMs offer both Chinese and English interface.
Please refer to the latest government policy on overseas cash withdrawal via UnionPay cards at "Service Center - Overseas Card-using Service - Card-using Notice". Daily cash withdrawal limit from respective issuers and/or ATM may apply. Please consult your issuer on the possible cap on the amount. You may split your withdrawals into several times which comply with the limit(s).
No conversion fee is applied to payments or cash withdrawal made by UnionPay cards or via UnionPay network.The transaction value in local currency will be directly converted to RMB based on the market exchange rate.
ATM commission fee consists of two parts:
(1)Service fee charged by the issuer: please consult the issuer for details.
(2)Service fee charged by the ATM acquirer in Cook Islands: some ATMs will charge commission fee, which is charged by the local banks in Cook Islands and which has nothing to do with UnionPay or the issuer.
Cash withdrawal via debit card results in a lower commission fee.
Select PINs that cannot be easily guessed by anyone.
Never disclose your PIN to anyone who claims to represent the bank or the police.
Be alert to your surroundings before conducting any banking transactions.
Keep a close eye on your credit card during transaction to avoid any illegal activities.
If your UnionPay card has been stolen/lost, please inform the issuer immediately.